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Loan Rates Savings Rates Certificate Rates Fee Schedule

Effective as of: March 20, 2024
Loan Rates
Type of LoanAPR* Term
New and Used Auto
Model Year 2024 - 20224.99% 60 Months
5.49% (Financing $20,000 or more)72 Months
5.99% (Financing $30,000 or more)84 Months
Model Year 2021 - 20205.49%60 Months
Model Year 2019 - Older5.99%48 Months
Boats, Travel Trailers Motorcycles, 4-wheelers and RV's
Model Year 2024 - 20226.25%60 Months
6.75% (Financing $20,000 or more)72 Months
7.25% (Financing $30,000 or more New Models Only)84 Months
Model Year 2021 - 20206.75%60 Months
Model Year 2019 - Older7.25%48 Months
Fully Secured Share Loans -3.5% above rate paid on Certificate or Share Account
Signature Loans - Open End12%
Signature Loan - Closed End10%
Starter Loans 8.5%
VISA Classic 12.9%
VISA Platinum8.9%
Share Secured VISA5.9%
*APR = Annual Percentage Rate
Rates quoted are best available and subject to change. Loan rates may vary depending on credit scoring. All loans subject to credit approval. Additional terms may apply.

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Since 1954 we have grown to over 9,000 members and expanded our field of membership to include anyone who lives, works, or attends school in Mobile, Baldwin, Clarke, Escambia, Monroe, or Washington Counties.

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