March 7, 2018
Mobile Educators Credit Union
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Rates & Fees

Loan Calculator

Loan Rates Savings Rates Certificate Rates Fee Schedule

Effective as of: January 1, 2019
Loan Rates
Type of LoanAPR* Term
New and Used Auto
Model Year 2019 - 20171.99% 60 Months
2.49% (Financing $20,000 or more)72 Months
2.99% (Financing $30,000 or more)84 Months
Model Year 2016 - 20152.49%60 Months
Model Year 2014 - Older2.75%48 Months
Boats, Travel Trailers Motorcycles, 4-wheelers and RV's
Model Year 2019 - 20173.75%60 Months
4.25% (Financing $20,000 or more)72 Months
4.75% (Financing $30,000 or more New Models Only)84 Months
Model Year 2016 - 20154.25%60 Months
Model Year 2014 - Older4.75%48 Months
Fully Secured Share Loans 3.5% above rate paid on Certificate or Share Account
Unsecured Loan - Closed End9.5%
Starter Loans 8.5%
VISA Classic 12.9%
VISA Platinum8.9%
Share Secured VISA5.9%
*APR = Annual Percentage Rate
Rates quoted are best available and subject to change. Loan rates may vary depending on credit scoring. All loans subject to credit approval. Additional terms may apply.

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